Hourly Rate to Salary (Quick Conversions)
Use these as quick guides. Your exact annual pay depends on your weekly hours and whether you work 37.5 hours, 40 hours, overtime, or unpaid breaks.
- Hourly to yearly: Hourly rate × weekly hours × 52
- Hourly to monthly: (Hourly rate × weekly hours × 52) ÷ 12
- Hourly to weekly: Hourly rate × weekly hours
- Take-home per hour: Net annual ÷ (weekly hours × 52)
Your Estimated Earnings Breakdown
The table below shows your estimated gross pay, deductions, and net take-home pay across different time periods based on the details you entered. Estimates use standard assumptions and may not reflect your tax code, Scotland rates, or other deductions.
| Category | Yearly (£) | Monthly (£) | Weekly (£) | Daily (£) (approx) | Hourly (£) |
|---|---|---|---|---|---|
| Enter your details above and click Calculate to see your results. | |||||
Note: Daily figures assume a 5-day working week (Annual / 260). These are estimates and do not account for pensions, student loans, specific tax codes, or benefits unless explicitly added.
If you earn close to the legal minimum, you can check current rates using the UK minimum wage calculator.
How the Calculation Works
Understanding how your hourly wage translates to take-home pay involves a few key steps:
- Gross Annual Salary: Calculated as
Hourly Rate × Weekly Hours × 52. - Taxable Income: Your Personal Allowance (£12,570 for 2025/26, reduced for incomes over £100,000) is subtracted from your gross salary.
- Income Tax: Calculated on taxable income using UK tax bands (20%, 40%, 45% - Scotland differs).
- National Insurance (NI): Calculated using NI categories and thresholds.
- Take-Home Pay: Gross Salary minus Income Tax and NI.
Crucially, factors like your specific tax code, pension contributions, student loan repayments, and benefits in kind will adjust these figures. Estimates use standard assumptions and may not reflect your tax code, Scotland rates, or other deductions.
If you work part-time, use our pro rata pay calculator to convert earnings by hours or days. If your rate is close to the legal minimum, check it with our minimum wage calculator. For pension deductions, try our salary sacrifice pension calculator.
Related Guides
Learn more about working hours and pay calculations:
- How many hours in a year - Calculate total working hours for 37.5 and 40 hour weeks
- Hour to year calculator - Convert hourly pay to yearly salary
- Wages after tax UK - Understand take-home pay and deductions
Frequently Asked Questions (FAQ)
Is this calculator accurate for Scotland?
This calculator currently uses standard UK Income Tax bands. Scotland has different tax bands which will affect your Income Tax amount. We are working on adding specific Scottish tax calculations. For now, please use this as a guide and refer to official Scottish tax resources for precise figures.
Does this include student loan deductions?
No, student loan repayments (Plan 1, 2, 4, 5, or Postgraduate Loan) are not included in this basic calculation. Deductions depend on your specific plan and earnings threshold, and would further reduce your take-home pay. We plan to add this feature soon.
How are pension contributions handled?
Pension contributions are not included here. Your contributions, especially via salary sacrifice, receive tax relief and significantly impact net pay. Use our dedicated Pension Salary Sacrifice Calculator to estimate this.
What if my hours or pay rate change?
Simply update the 'Hourly Rate' or 'Average Hours per Week' fields and click 'Calculate Take-Home Pay' again to see the new estimate instantly.
How do I calculate my yearly salary from an hourly rate?
To calculate your yearly salary from an hourly rate, multiply your hourly rate by your weekly hours, then multiply by 52 (weeks in a year). For example: £15/hour × 37.5 hours × 52 weeks = £29,250 per year. Note that paid holidays, breaks, and overtime can affect your actual annual pay.
What is the difference between gross pay and take-home pay?
Gross pay is your total earnings before any deductions. Take-home pay (net pay) is what you receive after deductions for Income Tax, National Insurance, and potentially student loan repayments and pension contributions. The difference between gross and take-home pay represents all the deductions taken from your earnings.
How do I work out my hourly rate after tax?
Use the calculator above to enter your hourly rate and weekly hours. After clicking "Calculate Take-Home Pay", look at the "Take-Home Pay" row in the results table. The "Hourly" column shows your hourly rate after tax and National Insurance deductions. This is your net hourly pay.