£30,000 Salary – Take-Home Pay After Tax (UK)
If you earn £30,000 per year in the UK, your take-home pay will be around £24,000–£25,000 per year, depending on your pension contributions and student loan situation. Here's the breakdown for 2025/26.
Annual Take-Home Pay
For a £30,000 annual salary with standard deductions (5% pension, no student loan):
- Gross Salary: £30,000
- Pension (5%): £1,500
- Income Tax: £3,486
- National Insurance: £1,394
- Take-Home Pay: £24,620 per year
This means you keep about 82% of your gross salary as take-home pay.
Monthly Take-Home Pay
Your monthly take-home pay from a £30,000 salary is approximately:
- Monthly Gross: £2,500
- Monthly Take-Home: £2,052
This is the amount that hits your bank account each month after all deductions.
Weekly Take-Home Pay
Your weekly take-home pay from a £30,000 salary is approximately:
- Weekly Gross: £577
- Weekly Take-Home: £474
Tax & NI Breakdown
For a £30,000 salary, you're in the basic rate tax band (20%). Here's how your deductions break down:
- Taxable Income: £17,430 (after Personal Allowance of £12,570)
- Income Tax (20%): £3,486
- National Insurance (8%): £1,394 on earnings between £12,570 and £28,500
Learn more about UK tax bands and how they work.
What Changes This Number?
Pension Contributions
If you contribute more to your pension, your take-home pay decreases, but you get tax relief. For example:
- 3% pension: Take-home pay increases to around £24,800
- 7% pension: Take-home pay decreases to around £24,400
Use our pension calculator to see the impact of different contribution levels.
Student Loan
If you have a student loan, your take-home pay will be lower:
- Plan 1: Additional deduction of around £718 per year (take-home: £23,902)
- Plan 2: Additional deduction of around £243 per year (take-home: £24,377)
Learn more about student loan repayments.